Financial Services

Financial Services

At Neetu Aggarwal & Associates, we offer expert financial advisory and facilitation services that help individuals and businesses unlock access to capital, manage risks, and optimize returns. Whether you’re looking for funding to scale operations or guidance to grow your investments, we provide personalized financial solutions backed by sound expertise and industry insight.

Cash Credit (CC) Limits

Cash Credit is an essential working capital facility that empowers businesses to meet their short-term operational needs. We assist in evaluating your business requirements, preparing necessary documentation, and securing optimal CC limits from banks and financial institutions.

Our Support Includes:

• Financial assessment and eligibility analysis

• Preparation of CMA reports and projections

• End-to-end coordination with banks

• Renewal and enhancement of limits

Overdraft (OD) Limits

Overdraft facilities offer flexibility for managing cash flow fluctuations. We help you structure and obtain overdraft limits tailored to your business cycle, ensuring you have access to funds when needed without disruption.

Services Offered:

• Application preparation and documentation

• Business viability presentation

• Bank liaison and negotiation support

• Periodic reviews and renewals

Loan Against Property (LAP)

Unlock the value of your property with a secured Loan Against Property. Whether it’s for business expansion or personal needs, we help you get the best terms from trusted lenders.

We Provide:

• Valuation and eligibility consultation

• Document preparation and loan application

• Lender comparison for competitive interest rates

• Assistance with legal and technical due diligence

Unsecured Business Loans

Need funds without collateral? We help eligible businesses obtain unsecured loans based on cash flows and business performance. Ideal for entrepreneurs and SMEs seeking quick access to capital.

How We Help:

• Business health check and loan planning

• Preparation of financials and projections

• Connection with NBFCs and fintech lenders

• Fast-track loan processing and disbursal assistance

Investment & Portfolio Services

Secure your financial future with intelligent investment planning. Our portfolio advisory services are designed to align with your financial goals, risk appetite, and market conditions, offering a balanced and diversified approach.

Our Offerings:

• Mutual funds and fixed income investment guidance

• Portfolio diversification strategies

• Periodic performance review and rebalancing

• Retirement and wealth planning consultations